Making credit accessible
to everyone.
Flexible terms. Competitive rates. Personal support. Take control of your finances and build a brighter future 
with SeedFi by your side.
Personal Loan
Get instant access to loans in minutes.
Seedscore
Know your score. Grow your power.
Loan Calculator
Use the calculator and see how much you would repay.
Merchant Application
Offer loans to your customers or staff, all from one dashboard.
Products & Services
LENDING
Personal Loans
Get instant access to loans in minutes, with repayment plans tailored to your needs and no collateral required.
Apply now
FINANCIAL HEALTH
Seedscore
Your key to financial confidence. SeedScore is designed to empower individuals with the knowledge of their creditworthiness.
Check your Score
CREDIT
Loan Calculator
Use the calculator to see how much you can borrow, choose your repayment period, and get a quick look at your monthly payment; no sign-up needed.
Calculate Now
B2B
Merchant Application
From salary advances to customer financing, SeedFi helps you offer credit the smart way; fast, flexible, and in your control.
Coming Soon
BUSINESS FUNDING
SME Lending
Fuel your business ambitions with easy-access SME loans from SeedFi.
Coming Soon
SaaS
Loan Engine Infrastructure
The SeedFi Loan Engine provides end-to-end loan processing; from automated credit data and scoring to bank statement analysis, underwriting and decisioning, delivered through a secure, API-first credit infrastructure.
Coming Soon
Our Partners
Why SeedFi ?
See how we are different
Empowering Everyday Nigerians
We believe financial growth should be within everyone’s reach. SeedFi gives you tools and support to move forward, no matter where you're starting from.
Fair, Transparent Credit
No hidden fees. No confusing terms. Just affordable credit and clear processes, so you always know what to expect.
Support that puts you first
Behind every SeedFi product is a team that listens. Whether you need guidance or a nudge forward, we’re here to support.
More Than Loans
SeedFi helps you grow, not just borrow. From credit education to financial tools like SeedScore, we’re building a system where your success is the priority.
Fueling Growth. Funding Dreams.
SOCIAL CAMPAIGNS
SeedFi X Serenity Socials
“ The Bloom Project is more than just an initiative, it's a movement to empower young girls and break down barriers to menstrual health education and resources. Thanks to @theseedfi support, we're already making a difference.”
FINANCIAL LITERACY
Money Mistakes
Ever made a money mistake you wish could undo? In the first episode of Money Mistakes, Tobi opens up about losing it all in a money-doubling scam aka MMM. Could you have fallen for the same trap? Drop your thoughts in the comments.
Real Stories. Real People. Real Impact.
What real people say about SeedFi
Working with SeedFi was seamless and professional. Their team explained everything clearly, and my transaction was completed in just two days. Fast, transparent, and stress-free. I truly appreciate their efficiency and commitment to client satisfaction.
-Omoyeni Disu (CEO)
Mwanga Candles and Diffuser
We’re grateful to SeedFi our first sponsor for fueling the success of The Bloom Project’s first outreach and setting a strong foundation for impact. Separately, my personal experience with SeedFi’s lending has been fair and seamless, with attentive customer service throughout.
-Glory Ekanem (Founder)
Serenity Socials
I recently reached out to SeedFi for business financial support, and they were amazing! They provided me with clear and helpful advice, and their customer service was top-notch.
-Mr Awe (CEO)
Pentrust Business Solutions Ltd
SeedFi gave me a better interest rate compared to other offers I got in the market. My loan was disbursed instantly and they followed up my processes.
-Biodun Azeez (Customer)
Working with SeedFi was seamless and professional. Their team explained everything clearly, and my transaction was completed in just two days. Fast, transparent, and stress-free. I truly appreciate their efficiency and commitment to client satisfaction.
-Omoyeni Disu (CEO)
Mwanga Candles and Diffuser
We’re grateful to SeedFi our first sponsor for fueling the success of The Bloom Project’s first outreach and setting a strong foundation for impact. Separately, my personal experience with SeedFi’s lending has been fair and seamless, with attentive customer service throughout.
-Glory Ekanem (Founder)
Serenity Socials
I recently reached out to SeedFi for business financial support, and they were amazing! They provided me with clear and helpful advice, and their customer service was top-notch.
-Mr Awe (CEO)
Pentrust Business Solutions Ltd
SeedFi gave me a better interest rate compared to other offers I got in the market. My loan was disbursed instantly and they followed up my processes.
-Biodun Azeez (Customer)
Your Guide to Smarter Money Moves
The New FCCPC Rule And How It Affects You
Ebunoluwa . 27th, Oct, 2025
The Nigerian Guide to Budgeting
Abdul . 24th, July 2025
Credit Myths That Need to Retire in 2025
SeedFi . 17 Jun, 2025
SeedFi Success Stories: Real People, Real Impact!
Abdul . 24th, April 2025
Seedscore: What your score says about you ( & how to improve it)
Abdul . 21st, March 2025
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